Local: 415-454-1130

charlie@emgmortgage.com
 

 

 

Local: 415-454-1130

charlie@emgmortgage.com
 

mortgage loans
 
 
 

Other Credit Factors

Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage. They also consider:

  • Income stability
  • Employment history
  • Monthly debts in relation to your income
  • Savings amount and methods
  • Mortgage type
  • Property type and value
  • Down payment amount
  • Timeliness of rent and utilities payments