Sam White

Local: 415-454-1130
Toll Free: 888-711-5454

"Our business philosophy is to do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front. "

"Our business philosophy is to do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front. "

Quick Application - This is a very short application that takes about 5 minutes. It is sufficient to start the application process but will require follow up questions via telephone or email. Full Application - This is a very detailed application that takes about 15 minutes and is preferred over the Quick Application if you have the time. The government monitoring section is voluntary. HUD Settlement Booklet - this is a 49 page government resource for home loans. If you are considering an adjustable rate mortgage, you may access the HUD Consumer Handbook on adjustable rate mortgages here - HUD CHARM Booklet. Quick Application - This is a very short application that takes about 5 minutes. It is sufficient to start the application process but will require follow up questions via telephone or email. Full Application - This is a very detailed application that takes about 15 minutes and is preferred over the Quick Application if you have the time. The government monitoring section is voluntary. HUD Settlement Booklet - this is a 49 page government resource for home loans. If you are considering an adjustable rate mortgage, you may access the HUD Consumer Handbook on adjustable rate mortgages here - HUD CHARM Booklet.