Home Refinance Center

Welcome to Our Home Refinance Center

If you are looking to refinance your existing mortgage, you’ve come to the right place!

Your first step is to schedule a telephone call or face-to-face meeting so that we can get an understanding of your goals and objectives. We will then typically follow up with our custom spreadsheet detailing multiple loan options – unless your situation requires the steps below to be completed first. From there we will take the appropriate actions to guide you through the process. However, if you’d like to jump right in now, you can proceed to Step 1.

Step 1: Complete Application

A completed application will give us the information we need get started. The interactive application can be completed online or on your mobile device. When you click on the application link, you will select “Buy a Home or Refinance” and then start entering the information. You can start and stop the application as needed but do not walk away from your computer for more than a few minutes without saving your work as it will not be saved.

Please be sure to complete the entire application and follow directions carefully. Also, please be sure to read through all the following Steps to eliminate surprises and provide for the smoothest loan experience possible. The mortgage business has become highly regulated and detail oriented so its best to be informed and prepared.

IMPORTANT REQUEST: PLEASE TRY TO SEND US YOUR DOCUMENTS ALL AT THE SAME TIME. PIECEMEALING DOCUMENTS MAKES IT DIFFICULT FOR US TO TRACK AND IS NOT EFFICIENT. THANK YOU!

Let us know if you have any questions!

Step 2: Needs List

Documents we will need for your refinance: You may send these to your contact person at Equitable Mortgage Group via the Secure Transfer link on their email signature or via the mobile or desktop app you used to apply.

Step 3: Loan Submission & Conditions

Step 4: Prepare for Closing

Step 5: Post Closing Information

Where do you send your first payment? The closing documents you signed with the Title Rep or Mobile Notary have a First Payment Letter with instructions on where to send your first payment. The first payment date is also on your Note.

Your loan may be sold to a large bank or other reputable institution and potentially sold a few times. This is normal in the mortgage industry.

As always, we are here to answer all of your questions and help you with any challenges that may arise. All of our contact information can be found under the Contact Us page on our website. It is our policy to have an on-call representative.

Finally, and as always, if you have a family member, friend, co-worker or neighbor who is looking to buy or refinance their mortgages, we would love the referral.

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